Cotual builds a personalized roadmap around your nationality, country of residence and business model, then guides you one-to-one while you complete every step yourself. Your accounts, logins and details stay in your hands.
Founders guided from Africa, Europe, and Asia
Owning a US company does not mean a US bank or Stripe will accept you. Eligibility often depends on your nationality and where you live, and many founders only find out after applying.
An LLC and a C-Corp are not interchangeable. Picking the wrong one can create compliance and tax problems that cost time and money to undo.
Generic formation services give everyone the same steps, regardless of country, industry or business model. What works for one founder can be rejected for another.
A declined application or a flagged account usually comes without an explanation. Reapplying the same way often repeats the same result.
Every engagement starts with understanding your situation. The plan comes from your details, not a template.
Pick a time and answer a few questions about your business so we can prepare before we speak.
On the call we learn your nationality, residence, business model and history, then recommend the one option that fits. Costs are explained in full.
A personalized plan with document checklists, scripts and IRS guidance for each stage of your setup.
You complete each application yourself on 1:1 live video calls, with Cotual guiding every step in real time.
For founders starting from zero who need the complete US structure.
For founders who have part of their US structure and need the rest, or need something fixed.
Monthly support for Cotual clients whose US structure is in place.
Pricing depends on your situation and is discussed on your call.
Cotual is a consulting firm. We do not file, apply or submit anything on your behalf. That is deliberate: your EIN, bank and Stripe details are sensitive, and they should stay with you.
| Who does what | Cotual | You | Third-party provider |
|---|---|---|---|
| Roadmap and plan | Builds it for your situation | Follows it | Not involved |
| LLC or C-Corp | Guides you live | Submits the filing | Processes formation |
| EIN | Prepares you, IRS guidance | Applies | Not involved |
| Bank and Stripe | Scripts, checklists, live support | Applies | Not involved |
| Fees | Consulting Fee only | Pays providers directly | Charges their own fees |
Real clients, in their own words.
"It took just 12 days for Musa to take me from 'stuck and stressed' to fully operational."
He had formed his US structure himself, registered a C-Corp when he needed an LLC, and ran into compliance issues. Then his first-choice bank stopped accepting applicants from the Maldives.
LLC structure corrected, EIN, US bank account approved, Stripe connected, and bookkeeping and tax compliance in place from day one.
"Musa provided a unique roadmap and professional consultation specifically tailored to my nationality and country of operation. Instead of forcing a solution that doesn't fit, he guided me through a compliant alternative that actually worked."
"One moment that stood out for me was when the US bank account was approved. That was when I realized the process was truly working. The Stripe account is live, and it is connected to my US bank account."
"Cotual's unique roadmap was easy and straightforward for me to follow for my full US Business setup: LLC, EIN, US Bank, and Stripe."
"I engaged Musa to help resolve a complex Stripe Atlas account issue... He knew what Stripe needed, why they were asking for it, and precisely how to respond."
Disclaimer: Every client completed each step themselves, with our guidance. Results depend on each client's nationality, country of residence, and business model.
Tell us what you sell, where your customers are and where you live. On the call we learn your situation and recommend the one path that fits it.