Full US Business Setup in
7 days, from any country.
Step-by-step video walkthrough: US LLC, EIN,
US Bank Account, and USD Stripe Account.
The ultimate live video demonstration of how to successfully set up a US Business Entity and USD Financial Infrastructure โ avoid rejection.
Full US Business Setup in
7 days, from any country
Step-by-step video walkthrough: US LLC, EIN,
US Bank Account, and USD Stripe Account.
The ultimate live video demonstration of how to successfully set up a
US Business Entity and USD Financial Infrastructure โ avoid rejection.
Because I understand the pain of being locked out of the international system
Hey there ๐
I'm Musa, Founder of Cotual.
If you've tried to run an international business without a US presence, you already know the wall.
You need to bill US and European clients, but you don't have a US entity to invoice through. You want a real US Bank Account, but every option online is either vague, overpriced, or built for someone who already lives there. You want Stripe, but your country is unsupported, restricted, or barely functional on it.
None of this is a coincidence. The global financial system was built around US access. If you don't have it, you're locked out by default, regardless of how good your business is.
I built my way through that wall as a Nigerian living in Turkey, with no US ties, no US address, and no one to call for help. If there was ever a hard case for this process, it was mine.
So I had to answer these questions from zero:
โ How do you legally form a US LLC as a non-resident, and which state actually makes sense?
โ How do you get an EIN from the IRS without a US Social Security Number?
โ How do you turn that entity into a real US Bank Account, not a workaround?
โ How do you get that structure approved on Stripe for international payments?
Every step had its own form, its own waiting period, its own chance of getting rejected with no explanation.
I got the LLC approved. Then the EIN was issued directly by the IRS.
Then the step most people get stuck on: the US Bank Account. Approved, not by luck, but because I understood exactly what the structure needed to look like.
With the entity and bank account in place, Stripe stopped being a rejection screen. I connected it, verified it, and it went live.
I had zero advantages going into this. No US passport, no US address, no insider access. If this process worked for a Nigerian founder building from Turkey, it works starting from wherever you are: Europe, Asia, or Africa.
So I recorded the entire build. LLC formation, EIN, US Bank Account, Stripe activation, one continuous walkthrough, no steps skipped.
No guesswork. No lawyer fees. No trial-and-error that drains your time and money.
Just the exact blueprint to get your own Certificate of Organization, EIN letter, US Bank approval, and live Stripe account, no matter where you're starting from.
Because I understand the pain of being
locked out of the international system
Hey there ๐
I'm Musa, Founder of Cotual.
If you've tried to run an international business without a US presence, you already know the wall.
You need to bill US and European clients, but you don't have a US entity to invoice through. You want a real US Bank Account, but every option online is either vague, overpriced, or built for someone who already lives there. You want Stripe, but your country is unsupported, restricted, or barely functional on it.
None of this is a coincidence. The global financial system was built around US access. If you don't have it, you're locked out by default, regardless of how good your business is.
I built my way through that wall as a Nigerian living in Turkey, with no US ties, no US address, and no one to call for help. If there was ever a hard case for this process, it was mine.
So I had to answer these questions from zero:
โ How do you legally form a US LLC as a non-resident, and which state actually makes sense?
โ How do you get an EIN from the IRS without a US Social Security Number?
โ How do you turn that entity into a real US Bank Account, not a workaround?
โ How do you get that structure approved on Stripe for international payments?
Every step had its own form, its own waiting period, its own chance of getting rejected with no explanation.
I got the LLC approved. Then the EIN was issued directly by the IRS.
Then the step most people get stuck on: the US Bank Account. Approved, not by luck, but because I understood exactly what the structure needed to look like.
With the entity and bank account in place, Stripe stopped being a rejection screen. I connected it, verified it, and it went live.
I had zero advantages going into this. No US passport, no US address, no insider access. If this process worked for a Nigerian founder building from Turkey, it works starting from wherever you are: Europe, Asia, or Africa.
So I recorded the entire build. LLC formation, EIN, US Bank Account, Stripe activation, one continuous walkthrough, no steps skipped.
No guesswork. No lawyer fees. No trial-and-error that drains your time and money.
Just the exact blueprint to get your own Certificate of Organization, EIN letter, US Bank approval, and live Stripe account, no matter where you're starting from.
What You'll
Get Access To?
๐ 4 Steps Module . . .๐๏ธ 2+ Hours Video Guide
โณ 7-Day Setup . . .โ ๏ธ Country Restriction Alternatives
Module 1
United States
Business Registration
How to register your business in the United States as a Limited Liability Company (LLC) or as a C-Corporation (C-Corp). Know exactly which state to choose, the requirements, and the filing and formation procedure with the State Secretary.
(Yes! You will be able to complete these procedures remotely and online, from your country.)
Select your state
File your formation
Get your Business Certificate
Module 2
United States
Business Tax Number
How to request and obtain your business tax number, Employer Identification Number (EIN), from the United States Internal Revenue Service (IRS), as a non-US resident.
(Usually, non-US residents wait for at least 3 weeks. You will know how to obtain yours in 5 days!)
Request for EIN
Obtain your EIN
Get your EIN Documents
Module 3
United States
Business Bank Account
How to successfully open a bank account in the United States as a non-US resident. The documents you'll need and how to ensure no rejection and overcome nationality restrictions.
(Yes! You will be able to open a US bank account remotely and online, from your country.)
Choose a bank
Get approved
Start sending and receiving
Module 4
Stripe Account
Creation and Activation
How to successfully create and activate your Stripe account, regardless of your nationality and country of operations. You will also learn how to connect Stripe to your bank account.
(Yes! Even if Stripe isn't supported in your country, you will have your own unrestricted account.)
Create an account
Activate and connect
Start invoicing and receiving
"Cotual's unique roadmap was easy and straightforward for me to follow for my full US Business setup: LLC, EIN, US Bank, and Stripe. What I like the most was that Musa gave out critical information in the best way possible to ensure complete success."
Luyando Mutenekwa
Digital Products โ From Zambia ๐ฟ๐ฒ
"Anyone who follows Cotual's process will have their US business, US bank account, and Stripe account done well. The structured personalization and one-on-one access put all doubts at ease and all worries to rest."
Ibrahim Emmanuel
Media and Advertisement โ From Nigeria ๐ณ๐ฌ
"Thank you for the US LLC and Mercury Bank Account setup service through Cotual Consulting. I'm now launching my own software development business."
Rawoof Bandlapalli
Software Development โ From India ๐ฎ๐ณ
"Being a Nigerian founder, I faced real limitations from day one. Getting a US LLC and EIN was one thing, but the real wall was the US banking. Most standard banks, like Mercury, Relay, and the usual options, weren't available to me as a Nigerian. I was potentially facing months of trial and error and costly mistakes to get a functional Stripe account.
What makes Cotual different is that they donโt use a generic, one-size-fits-all approach. Musa provided a unique roadmap and professional consultation specifically tailored to my nationality and country of operation. Instead of forcing a solution that doesn't fit, he guided me through a compliant alternative that actually worked.
Through Cotualโs guidance, I successfully secured my US LLC and EIN, followed by a functional US bank account and a fully operational Stripe account.
The one-on-one support was the real game-changer; whenever an obstacle came up, I had direct clarity instead of guesswork. Everything was done properly, with zero compromises on compliance. I finally have a complete US structure I can confidently operate globally."
Kenneth Emmanuel
Graphic Design โ From Nigeria ๐ณ๐ฌ
"It took just 12 days for Musa to take me from 'stuck and stressed' to fully operational. I had made the mistake of setting up my US business structure myself. I registered a C-Corp when I needed an LLC, ran into compliance issues, and then Mercury Bank announced they were no longer accepting applications from the Maldives right when I needed US banking.
I was stuck and frustrated. Then I found Cotual.
Musa didn't just fix my LLC structure. He navigated the Mercury restriction, got me approved with Relay in 24 hours, connected everything to Stripe, and set me up with a dedicated bookkeeper and tax expert, so I am compliant from day one.
The entire process (LLC formation, EIN, US bank, Stripe, and bookkeeping setup) was incredibly fast. What impressed me most was the transparency and how Musa maneuvered around obstacles I didn't even know existed. This wasn't a cookie-cutter service. Every step was tailored to my specific situation, my nationality, and my business goals.
If you are looking for a complete solution including banking, bookkeeping, and tax compliance, this is it. I didn't want to piece together five different services, and Cotual handled everything in one place. I highly recommend them for any non-US founder serious about building the right foundation."
Mohamed Ibrahim
Airbnb and Tourism โ From The Maldives ๐ฒ๐ป
It depends on your business type and goals, and this is exactly what Module 1 breaks down. There is no single "best" state for everyone. The guide walks you through how to choose the right one for your situation instead of guessing.
Yes. This is one of the most misunderstood steps for non-US founders. The guide shows you exactly how non-residents request and receive an EIN directly from the IRS, and how to do it in days instead of the usual multi-week wait.
Yes. This is exactly why the guide exists. It walks you through how to create a live, fully functional Stripe account even if Stripe is not officially supported in your country.
Rejections are common, and they are not the end of the road. The guide breaks down the actual reasons applications get rejected and shows you how to fix them before you reapply, so your next attempt is built to succeed.
No. The entire guide is built around that exact problem. Whether you're in Europe, Asia, or Africa, the process is the same: LLC, EIN, US Bank Account, and Stripe, all done remotely, all done legally. Nationality changes the obstacles, not the outcome.
As early as 7 days. Depending on the state, LLC formation takes 24 to 48 hours. EIN obtainment from the IRS can be as early as 5 days or as late as 3 weeks or more, depending on the time of the year. A standard US bank account approval takes about 24 hours, though it can take up to a week if you're from a restricted nationality. Stripe activation, once your entity and bank are in place, takes about 1 hour.
This is a step-by-step video walkthrough, not a done-for-you service. You complete each step yourself, following the exact process I used for myself and use for 1-1 clients, so you understand your own structure instead of depending on someone else to manage it for you.
Since it's instant digital access, all sales are final. You get lifetime access the moment you unlock it, so you can rewatch any module, anytime, at any step of your setup. You also get email support if you need assistance at any point in your procedure.
What You'll
Get Access To?
๐ 4 Steps Module . . .๐๏ธ 2+ Hour Video Guide . . .๐จ๐ปโ๐ป 1:1 Chat Support
โณ 7-Day Setup . . . โ ๏ธ Country Restriction Alternatives
Module 1
United States
Business Registration
How to register your business in the United States as a Limited Liability Company (LLC) or as a C-Corporation (C-Corp). Know exactly which state to choose, the requirements, and the filing and formation procedure with the State Secretary.
(Yes! You will be able to complete these procedures remotely and online, from your country.)
Select your state
File your formation
Get your Business Certificate
Module 2
United States
Business Tax Number
How to request and obtain your business tax number, Employer Identification Number (EIN), from the United States Internal Revenue Service (IRS), as a non-US resident.
(Usually, non-US residents wait for at least 3 weeks. You will know how to obtain yours in 5 days!)
Request for EIN
Obtain your EIN
Get your EIN Documents
Module 3
United States
Business Bank Account
How to successfully open a bank account in the United States as a non-US resident. The documents you'll need and how to ensure no rejection and overcome nationality restrictions.
(Yes! You will be able to open a US bank account remotely and online, from your country.)
Choose a bank
Get approved
Start receiving and spending
Module 4
Stripe Account
Creation and Activation
How to successfully create and activate your Stripe account, regardless of your nationality and country of operations. You will also learn how to connect Stripe to your bank account.
(Yes! Even if Stripe isn't supported in your country, you will have your own unrestricted account.)
Create an account
Activate and connect
Start invoicing and receiving
"Cotual's unique roadmap was easy and straightforward for me to follow for my full US Business setup: LLC, EIN, US Bank, and Stripe. What I like the most was that Musa gave out critical information in the best way possible to ensure complete success."
Luyando Mutenekwa
Digital Products โ From Zambia ๐ฟ๐ฒ
"Anyone who follows Cotual's process will have their US business, US bank account, and Stripe account done well. The structured personalization and one-on-one access put all doubts at ease and all worries to rest."
Ibrahim Emmanuel
Media and Advertisement โ From Nigeria ๐ณ๐ฌ
"Thank you for the US LLC and Mercury Bank Account setup service through Cotual Consulting. I'm now launching my own software development business."
Rawoof Bandlapalli
Software Development โ From India ๐ฎ๐ณ
"Being a Nigerian founder, I faced real limitations from day one. Getting a US LLC and EIN was one thing, but the real wall was the US banking. Most standard banks, like Mercury, Relay, and the usual options, weren't available to me as a Nigerian. I was potentially facing months of trial and error and costly mistakes to get a functional Stripe account.
What makes Cotual different is that they donโt use a generic, one-size-fits-all approach. Musa provided a unique roadmap and professional consultation specifically tailored to my nationality and country of operation. Instead of forcing a solution that doesn't fit, he guided me through a compliant alternative that actually worked.
Through Cotualโs guidance, I successfully secured my US LLC and EIN, followed by a functional US bank account and a fully operational Stripe account.
The one-on-one support was the real game-changer; whenever an obstacle came up, I had direct clarity instead of guesswork. Everything was done properly, with zero compromises on compliance. I finally have a complete US structure I can confidently operate globally."
Kenneth Emmanuel
Graphic Design โ From Nigeria ๐ณ๐ฌ
"It took just 12 days for Musa to take me from 'stuck and stressed' to fully operational. I had made the mistake of setting up my US business structure myself. I registered a C-Corp when I needed an LLC, ran into compliance issues, and then Mercury Bank announced they were no longer accepting applications from the Maldives right when I needed US banking.
I was stuck and frustrated. Then I found Cotual.
Musa didn't just fix my LLC structure. He navigated the Mercury restriction, got me approved with Relay in 24 hours, connected everything to Stripe, and set me up with a dedicated bookkeeper and tax expert, so I am compliant from day one.
The entire process (LLC formation, EIN, US bank, Stripe, and bookkeeping setup) was incredibly fast. What impressed me most was the transparency and how Musa maneuvered around obstacles I didn't even know existed. This wasn't a cookie-cutter service. Every step was tailored to my specific situation, my nationality, and my business goals.
If you are looking for a complete solution including banking, bookkeeping, and tax compliance, this is it. I didn't want to piece together five different services, and Cotual handled everything in one place. I highly recommend them for any non-US founder serious about building the right foundation."
Mohamed Ibrahim
Airbnb and Tourism โ From The Maldives ๐ฒ๐ป
It depends on your business type and goals, and this is exactly what Module 1 breaks down. There is no single "best" state for everyone. The guide walks you through how to choose the right one for your situation instead of guessing.
Yes. This is one of the most misunderstood steps for non-US founders. The guide shows you exactly how non-residents request and receive an EIN directly from the IRS, and how to do it in days instead of the usual multi-week wait.
Yes. This is exactly why the guide exists. It walks you through how to create a live, fully functional Stripe account even if Stripe is not officially supported in your country.
Rejections are common, and they are not the end of the road. The guide breaks down the actual reasons applications get rejected and shows you how to fix them before you reapply, so your next attempt is built to succeed.
No. The entire guide is built around that exact problem. Whether you're in Europe, Asia, or Africa, the process is the same: LLC, EIN, US Bank Account, and Stripe, all done remotely, all done legally. Nationality changes the obstacles, not the outcome.
As early as 7 days. Depending on the state, LLC formation takes 24 to 48 hours. EIN obtainment from the IRS can be as early as 5 days or as late as 3 weeks or more, depending on the time of the year. A standard US bank account approval takes about 24 hours, though it can take up to a week if you're from a restricted nationality. Stripe activation, once your entity and bank are in place, takes about 1 hour.
This is a step-by-step video walkthrough, not a done-for-you service. You complete each step yourself, following the exact process I used for myself and use for 1-1 clients, so you understand your own structure instead of depending on someone else to manage it for you.
Since it's instant digital access, all sales are final. You get lifetime access the moment you unlock it, so you can rewatch any module, anytime, at any step of your setup. You also get email support if you need assistance at any point in your procedure.
If you have knowledge or skills, products or services, you should be making money online
This video guide will help you build the US Dollars payment-banking infrastructure for that.
If you have knowledge or skills, products or services, you should be making money online
This video guide will help you build the US Dollars payment-banking infrastructure for that.
ยฉ 2026 Cotual LLC. All Rights Reserved.
ยฉ 2026 Cotual LLC. All Rights Reserved.