Open a US Bank Account
and get access to Stripe
A step-by-step video walkthrough that works
regardless of your nationality and country.
The ultimate live video demonstration of how to SUCCESSFULLY open a US Bank Account and create your Stripe Account — avoid rejection.
I know how difficult it is to get a US Bank Account and Stripe
Hey there 👋
I’m Musa, Founder of Cotual.
When I first decided to launch my business online, I was hit with a brutal reality every non-US founder faces:
The global payment system was not built for us.
As an African founder from Nigeria, I spent endless nights asking myself:
◉ How do I accept payments from US and European clients?
◉ How do I stop losing money to local currency devaluation?
◉ How do I get past Stripe’s restriction screen when my country isn't supported?
If you’re operating from Africa or Asia, you know the cycle: application rejections, verification roadblocks, and feeling like your location is holding your business back.
I spent months and thousands of dollars in trial and error, trying to solve this.
I made every mistake in the book so you don’t have to. And eventually, I cracked the exact legal framework to unlock the global financial system.
By strategically connecting a US Business Entity, a US Bank Account, and Stripe, I built a 100% legal, working USD payment engine.
The day it went live, everything changed. I went from having payment rejections to collecting US Dollars from international customers and global clients and seamlessly withdrawing it straight to my local bank.
I know thousands of brilliant founders are losing revenue every single day simply because of their passport. So, I recorded my entire process.
No guesswork. No legal gray areas. No wasted money on failed applications. Just a direct, step-by-step video blueprint showing you how to get your US Bank Account and Stripe Account fully operational — regardless of your nationality.
Stop letting payment gateways limit your income.
This page is only available in mobile mode.
What You'll
Get Access To?
📝 4 Steps Module . . .🎞️ 1+ Hour Video Guide
⏳ 7-Day Setup . . .⚠️ Country Restriction Alternatives
Module 1
United States
Business Registration
How to register your business in the United States as a Limited Liability Company (LLC) or as a C-Corporation (C-Corp). Know exactly which state to choose, the requirements, and the filing and formation procedure with the State Secretary.
(Yes! You will be able to complete these procedures remotely and online, from your country.)
Select your state
File your formation
Get your Business Certificate
Module 2
United States
Business Tax Number
How to request and obtain your business tax number, Employer Identification Number (EIN), from the United States Internal Revenue Service (IRS), as a non-US resident.
(Usually, non-US residents wait for at least 3 weeks. You will know how to obtain yours in 5 days!)
Request for EIN
Obtain your EIN
Get your EIN Documents
Module 3
United States
Business Bank Account
How to successfully open a bank account in the United States as a non-US resident. The documents you'll need and how to ensure no rejection and overcome nationality restrictions.
(Yes! You will be able to open a US bank account remotely and online, from your country.)
Choose a bank
Get approved
Start sending and receiving
Module 4
Stripe Account
Creation and Activation
How to successfully create and activate your Stripe account, regardless of your nationality and country of operations. You will also learn how to connect Stripe to your bank account.
(Yes! Even if Stripe isn't supported in your country, you will have your own unrestricted account.)
Create an account
Activate and connect
Start invoicing and receiving
"Cotual's unique roadmap was easy and straightforward for me to follow for my full US Business setup: LLC, EIN, US Bank, and Stripe. What I like the most was that Musa gave out critical information in the best way possible to ensure complete success."
Luyando Mutenekwa
Digital Products ● From Zambia 🇿🇲
"Anyone who follows Cotual's process will have their US business, US bank account, and Stripe account done well. The structured personalization and one-on-one access put all doubts at ease and all worries to rest."
Ibrahim Emmanuel
Media and Advertisement ● From Nigeria 🇳🇬
"Thank you for the US LLC and Mercury Bank Account setup service through Cotual Consulting. I'm now launching my own software development business."
Rawoof Bandlapalli
Software Development ● From India 🇮🇳
"Being a Nigerian founder, I faced real limitations from day one. Getting a US LLC and EIN was one thing, but the real wall was the US banking. Most standard banks, like Mercury, Relay, and the usual options, weren't available to me as a Nigerian. I was potentially facing months of trial and error and costly mistakes to get a functional Stripe account.
What makes Cotual different is that they don’t use a generic, one-size-fits-all approach. Musa provided a unique roadmap and professional consultation specifically tailored to my nationality and country of operation. Instead of forcing a solution that doesn't fit, he guided me through a compliant alternative that actually worked.
Through Cotual’s guidance, I successfully secured my US LLC and EIN, followed by a functional US bank account and a fully operational Stripe account.
The one-on-one support was the real game-changer; whenever an obstacle came up, I had direct clarity instead of guesswork. Everything was done properly, with zero compromises on compliance. I finally have a complete US structure I can confidently operate globally."
Kenneth Emmanuel
Graphic Design ● From Nigeria 🇳🇬
"It took just 12 days for Musa to take me from 'stuck and stressed' to fully operational. I had made the mistake of setting up my US business structure myself. I registered a C-Corp when I needed an LLC, ran into compliance issues, and then Mercury Bank announced they were no longer accepting applications from the Maldives right when I needed US banking.
I was stuck and frustrated. Then I found Cotual.
Musa didn't just fix my LLC structure. He navigated the Mercury restriction, got me approved with Relay in 24 hours, connected everything to Stripe, and set me up with a dedicated bookkeeper and tax expert, so I am compliant from day one.
The entire process (LLC formation, EIN, US bank, Stripe, and bookkeeping setup) was incredibly fast. What impressed me most was the transparency and how Musa maneuvered around obstacles I didn't even know existed. This wasn't a cookie-cutter service. Every step was tailored to my specific situation, my nationality, and my business goals.
If you are looking for a complete solution including banking, bookkeeping, and tax compliance, this is it. I didn't want to piece together five different services, and Cotual handled everything in one place. I highly recommend them for any non-US founder serious about building the right foundation."
Mohamed Ibrahim
Airbnb and Tourism ● From The Maldives 🇲🇻
Yes. This is exactly why I made the guide. It walks you through how to create a live Stripe account even if Stripe is not supported in your country.
Yes. We present you with a recommended option, premium options, and restriction-alternative options; a total of 7 different US banking options.
That's normal, and it's not the end of the road. The guide walks through the exact reasons applications get rejected and how to fix them before you reapply, so your next attempt actually works.
Perfect if you already have a US LLC. However, if you do not, Module 1 walks you through registering your US LLC from scratch, remotely, before moving into EIN, US Bank, and Stripe. This is the full path, not just the last step.
A standard US bank account opening takes 24 hours; however, it may take up to 1 week if you are from a restricted nationality. A Stripe account creation takes 1 hour, and it's live.
Since it's instant digital access, all sales are final. You get lifetime access to the video the moment you unlock it, so you can rewatch any step, anytime.
If you have knowledge or skills, products or services, you should be making money online
This video guide will help you build the US Dollars payment-banking infrastructure for that.
© 2026 Cotual LLC. All Rights Reserved.